New coverage Helps Missouri Physicians Mitigate Risks of Electronic Records

February 7, 2014 – ST. LOUIS, Mo – In the wake of large-scale data breaches dominating national headlines, Cogeris Insurance Group, a Missouri-based medical professional liability insurer, will offer cyber liability insurance to its growing number of physician clients. In March, the added coverage will be effective to existing policyholders. The new insurance expands traditional med-mal coverage to include economic losses from compromised data.

“Patient care is the biggest priority for physicians,” says Cogeris founder, Jim Bowlin. “But today, patient care extends beyond physical health. With new compliance standards and expanding electronic medical records, physicians are now tasked with caring for patient data and personal information as well. Since Cogeris is a comprehensive insurance agency, we feel the time is right to extend our coverage to match our physicians’ growing needs.”

Bowlin predicts healthcare practices will take advantage of the new coverage since many are facing shrinking reimbursements and rising costs while also moving record storage from a filing cabinet to a cloud server. With the combination of fewer resources and expanding digital exposure, Bowlin views cyber liability as the right thing at the right time for Keystone policyholders.

Cogeris Insurance Group’s cyber liability insurance covers costs associated with responding to a privacy breach including replacing compromised data, business interruption, extortion and loss of income. It also covers third-party claims and defense costs, fines and penalties.


About Cogeris Insurance

Cogeris is a comprehensive insurance agency providing services exclusively to Missouri physicians, and the exclusive agency for Keystone Mutual. Based in St. Louis, Missouri, the company specializes in providing medical industry clients with trusted insurance products. With decades of experience in the insurance industry, Cogeris brings its wealth of knowledge and complete customer service to each client and project. For more information, visit